This chart shows the average asses allocation of 401 (k) accounts, by participant age, expressed as a percentage of account balances. The data is from 2001.
Age Cohort | Equity Funds | Balanced Funds | Bond Funds | Money Funds | GICs3 and other Stable Value Funds | Company Stock | Other | Unknown | Totalh |
20s | 58.6 % | 8.7% | 6.1% | 5.6% | 6.1% | 13.8% | 0.6% | 0.4% | 100% |
30s | 58.0 | 8.0 | 5.7 | 4.2 | 6.5 | 16.5 | 0.8 | 0.3 | 100 |
40s | 51.6 | 8.1 | 6.5 | 4.7 | 9.8 | 18.1 | 0.9 | 0.3 | 100 |
50s | 45.1 | 8.0 | 7.9 | 5.5 | 14.8 | 17.3 | 0.9 | 0.3 | 100 |
60s | 36.2 | 7.8 | 10.7 | 6.3 | 24.0 | 14.0 | 0.8 | 0.2 | 100 |
All | 47.7 | 8.0 | 7.6 | 5.2 | 13.6 | 16.8 | 0.8 | 0.3 | 100 |
Source: Tabulations from the EBRI/ICI Participant Directed Retirement Plan Data Collection Report 3 Guaranteed investment contracts h Row percentages may not be added to 100 percent because of rounding |
Reprinted with permission ofEBRI.